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EXPENDITURES FOR CSHCN
Out-of-Pocket Expenditures
Payment for services not covered by a health plan — such
as therapies, home health care, prescription drugs, and dental services
— may be a particular burden for families of children with
special health care needs (CSHCN), who may need a wide variety of
services and who may use more services than other children. Families
of nearly half of CSHCN report spending $250 or more a year for
the care of their child with special health care needs. Thirteen
percent reported spending between $501 and $1,000, and 11 percent
spent more than $1,000 a year.
Financial Burden
Both the out-of-pocket expenses associated with their children’s
care and the need of some parents to cut down their work hours to
care for their children can create financial burdens for families
of CSHCN. The parents of just over 20 percent of CSHCN report financial
problems due to their children’s conditions. Financial burdens
are twice as common in low-income families of CSHCN as in higher-income
families.
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