Current Health Insurance

Parents were asked if their child currently had any kind of health insurance, including private/employment-based insurance or government plans such as Medicaid or CHIP, at the time of the survey. Overall, 94.5 percent of children had health insurance coverage: 57.4 percent had private health insurance coverage and 37.1 percent had public coverage. If a child had public coverage at all, whether alone or in combination with private coverage, he or she was listed as publicly insured.

The proportion of children reported to have current health insurance varies substantially by race and ethnicity and household income. The percentage of children with current health insurance was highest among non- Hispanic Whites (96.1 percent) and non-Hispanic children of other races (95.5 percent). More than 95 percent of non-Hispanic Black children also had current coverage, while Hispanic children were least likely to have had insurance (90.1 percent).

Children in low-income households were less likely to have current health insurance than children in households with higher incomes. About 91 percent of children with household incomes below 200 percent of the Federal poverty level (FPL) had current health insurance, compared to 95.7 percent of children with household incomes between 200 and 399 percent of FPL, and 98.5 percent of children with household incomes of 400 percent or more of the FPL.

Children with special health care needs (CSHCN), who have chronic conditions requiring ongoing attention and supports, are much less likely to be uninsured and more likely to have public insurance than their peers without special health care needs. Of CSHCN, 3.2 percent are uninsured and 43.4 percent have public coverage, compared to 6.1 percent and 35.5 percent of children without special health care needs.